Credit Insurance Premium Calculator
Estimate your credit insurance premium easily with our free tool. Input revenue, industry, and more to get a detailed cost breakdown!
November 8, 2025
No Comments
Education
Latest Articles
With your business receivables insured, you leverage your acounts receivable to borrow more money at a relatively low incremental cost.
Credit Insurance Coverage Planner
Estimate your credit insurance needs with our free planner. Protect against customer defaults by calculating the right coverage for your business!
November 7, 2025
No Comments
How to Handle Disputes in Credit Insurance Policies
Learn effective strategies for resolving credit insurance disputes, including common issues, resolution methods, and key steps to take.
November 6, 2025
No Comments
Business Risk Assessment Tool
Assess your business risks with our free tool! Evaluate financial, market, operational, and regulatory risks to get a clear risk score and actionable insights.
November 5, 2025
No Comments
Trade Credit Limit Estimator Tool
Estimate safe credit limits for customers with our free Trade Credit Limit Estimator. Input revenue, credit score, and risk level for instant results!
November 4, 2025
No Comments
Accounts Receivable Turnover Calculator
Calculate your accounts receivable turnover ratio easily with our free tool. See how efficiently you collect payments and improve cash flow!
November 3, 2025
No Comments
enquiry form
Contact CreditInsurance.com
Frequently asked questions
A. No. Credit life or credit disability insurance is obtained by individuals to help pay debts in case of loss of income. Business credit insurance (also known as trade credit insurance, export credit insurance, or just credit insurance) is used to reduce the risk of non-payment in B2B transactions and is obtained by the company offering the goods or services, rather than the company receiving the goods or services.
A. There is no additional fee to use a broker. By law, you will pay the same rates for the coverage you choose whether you use a broker or work directly with the insurance company. However, a broker helps you evaluate quotes and implement your new policy. Brokers can also help with mandatory reporting requirements and may help you review future claims submissions.
A. The short answer is yes — because things can change. Business insolvency is predicted to increase due to global events. Evaluating the risk of non-payment requires considerable data collection and analysis. Your broker can help you figure out the right amount of coverage for your situation.
A. Trade credit can help you grow your business. When a business is able to purchase goods or services with trade credit, it frees up cash flow, making it a source of short-term financing. This practice allows the business to potentially expand its market or customer base without the negative impact of running out of cash, potentially putting them out of business. Many trade credit agreements incentivize paying early with a discount, so the business is able to decide whether to pay early at a cheaper price or to take longer to pay at full price — based on both money coming into the business and other expenses that need to be paid.
Enquiry form
Contact CreditInsurance.com
Frequently Asked Questions
A. No. Credit life or credit disability insurance is obtained by individuals to help pay debts in case of loss of income. Business credit insurance (also known as trade credit insurance, export credit insurance, or just credit insurance) is used to reduce the risk of non-payment in B2B transactions and is obtained by the company offering the goods or services, rather than the company receiving the goods or services.
A. There is no additional fee to use a broker. By law, you will pay the same rates for the coverage you choose, whether you use a broker or work directly with the insurance company. However, a broker can be a valuable resource, helping you evaluate quotes, implement your new accounts receivable insurance policy, and navigate mandatory reporting requirements. They may also assist with future claim submissions.
A. The short answer is yes — because things can change. Business insolvency is predicted to increase due to global events. Evaluating the risk of non-payment requires considerable data collection and analysis. Your credit insurance broker can help you figure out the right amount of coverage for your situation.
A. Trade credit can help you grow your business. When a business is able to purchase goods or services with trade credit, it frees up cash flow, making it a source of short-term financing. This practice allows the business to potentially expand its market or customer base without the negative impact of running out of cash, potentially putting it out of business.
Many trade credit agreements incentivise paying early with a discount, so the business is able to decide whether to pay early at a cheaper price or to take longer to pay at full price based on both money coming into the business and other expenses that need to be paid.
However, it also comes with the inherent risk of non-payment. Accounts receivable insurance can mitigate this risk by protecting you from losses due to customer default.
